As a percent of the population, Baby Boomers will soon outstrip people under 18. When that happens, loan-to-deposit ratios will plummet and profits will drop. Financial marketers must plan now for an aging population.

For marketers to truly harness the power and efficiency of people-based marketing, they must first get their data house in order. Jon Regan, Senior Director, Technology & Data Management at Merkle, discusses the benefits of a cloud-based data management solution that can consolidate every brand's disparate data collection for maximum utility.

In a world where most consumers think and act 'digital-first,' financial marketers must leverage new technologies enabling personalized interactions and offers — in real time, and in any channel. Fintechs have the edge over traditional institutions... for now. But this will shrink as more banks and credit unions embrace AI tools.

Marketers must examine how people-based IDs differ and how quality impacts identity through activation. Learn how to evaluate your program.